Loan Rates

Vehicle Rates

Riverside Rates Effective 10/31/2022 – Rates Shown are “As Low As…”
DescriptionMaximum Term
APR*
as low as
  
2022-202060 Months
3.99 %
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2022-202066 Months
4.29 %
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2022-202072 Months
4.59 %
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2022-202084 Months
4.99 %
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2019-201660 Months
4.39 %
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2019-201666 Months
4.69 %
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2019-201672 Months
4.99 %
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2019-201684 Months
5.49 %
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201560 Months
4.79 %
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201566 Months
4.99 %
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201572 Months
5.49 %
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201578 Months
5.99 %
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201448 Months
5.89 %
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201460 Months
5.99 %
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201466 Months
6.29 %
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201472 Months
6.49 %
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201478 Months
6.99 %
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201348 Months
5.99 %
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201360 Months
6.29 %
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201372 Months
6.99 %
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201378 Months
7.29 %
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2012 & Older48 Months
6.29 %
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2012 & Older60 Months
6.69 %
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2012 & Older72 Months
7.29 %
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APR = Annual Percentage Rate. Rates are subject to change at any time.

Unsecured

Rates Effective 10/31/2022
DescriptionMaximum Term
APR*
as low as
  
Tier 1 Unsecured72 Months
7.59 %
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Tier 2 UnSecured60 Months
9.59 %
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APR = Annual Percentage Rate. Rates are subject to change at any time.

Recreational Vehicles

Rates Effective 10/31/2022
DescriptionMaximum Term
APR*
as low as
  
Recreational Vehicles – New to 5 years84 Up to 84 Months
5.59 %
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Recreational Vehicles 6 Yrs or older84 Up to 84 Months
5.79 %
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Motorcycle 2016 & Newer84 Up to 84 Months
5.59 %
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Motorcycle 2015 & Older72 Up to 72 Months
5.29 %
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APR = Annual Percentage Rate. Rates are subject to change at any time.

VISA

Rates Effective 10/31/2022
DescriptionMaximum Term
APR*
as low as
  
VISA-Classic Credit Card
12.9 %
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VISA-Platinum Credit Card
8.9 %
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Balance Transfer Credit Card
7.90 %
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APR = Annual Percentage Rate.

Share Secured

Rates Effective 10/31/2022
DescriptionMaximum Term    
Share Secured +3% above curent share and Share Cert Rates
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APR = Annual Percentage Rate. Rates are subject to change at any time.

Payday Alternative Loan PAL

Rates Effective 10/31/2022
Description 
APR*
as low as
  
PAL (Payday Alternative Loan)
24.99 %
 
APR = Annual Percentage Rate. Rates are subject to change at any time.

New Auto Loans

as low as

3.49%

Personal Loans

as low as

6.59%

Motorcycle Loans

as low as

4.29%