Loan Rates

Vehicle Rates

Riverside Rates Effective 10/06/2023 – Rates Shown are “As Low As…”
DescriptionMaximum Term
APR*
as low as
  
2023-202160 Months
5.99 %
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2023-202166 Months
6.19 %
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2023-202172 Months
6.69 %
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2023-202184 Months
6.99 %
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2020-201760 Months
6.49 %
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2020-201766 Months
6.59 %
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2020-201772 Months
6.79 %
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2020-201784 Months
7.59 %
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201660 Months
6.79 %
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201666 Months
6.89 %
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201672 Months
7.39 %
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201678 Months
7.89 %
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201548 Months
7.39 %
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201560 Months
7.59 %
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201566 Months
7.79 %
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201572 Months
7.99 %
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201578 Months
8.59 %
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201448 Months
7.69 %
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201460 Months
7.99 %
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201472 Months
8.49 %
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201478 Months
9.09 %
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2013 & Older48 Months
8.19 %
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2013 & Older60 Months
8.69 %
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2013 & Older72 Months
9.49 %
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APR = Annual Percentage Rate. Rates are subject to change at any time. *Rates based on credit performance, age of vehicle and terms of the loan.

Unsecured

Rates Effective 10/06/2023
DescriptionMaximum Term
APR*
as low as
  
Tier 1 Unsecured to $20K72 Months
9.99 %
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Tier 2 UnSecured to $15k60 Months
10.99 %
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APR = Annual Percentage Rate. Rates are subject to change at any time. *Rates based on credit performance, age of vehicle and terms of the loan.

Recreational Vehicles

Rates Effective 10/06/2023
DescriptionMaximum Term
APR*
as low as
  
Recreational Vehicles – New to 5 years84 Up to 84 Months
7.59 %
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Recreational Vehicles 6 Yrs or older84 Up to 84 Months
8.59 %
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Motorcycle 2016 & Newer84 Up to 84 Months
8.29 %
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Motorcycle 2015 & Older72 Up to 72 Months
7.99 %
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APR = Annual Percentage Rate. Rates are subject to change at any time. *Rates based on credit performance, age of vehicle and terms of the loan.

VISA

Rates Effective 10/06/2023
DescriptionMaximum Term
APR*
as low as
  
VISA-Classic Credit Card
12.9 %
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VISA-Platinum Credit Card
8.9 %
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Balance Transfer Credit Card
7.90 %
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APR = Annual Percentage Rate.

Share Secured

Rates Effective 10/06/2023
DescriptionMaximum Term    
Share Secured +3% above curent share and Share Cert Rates
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APR = Annual Percentage Rate. Rates are subject to change at any time.

Payday Alternative Loan PAL

Rates Effective 10/06/2023
Description 
APR*
as low as
  
PAL (Payday Alternative Loan)
24.99 %
 
APR = Annual Percentage Rate. Rates are subject to change at any time.

New Auto Loans

as low as

5.99%

Personal Loans

as low as

9.99%

Recreational Loans

as low as

7.59%

*Rates based on credit performance, age of vehicle and terms of the loan.