Saving & Certificate Rates

Savings Rates

Rates Effective 01/24/2023
Savings Rates   
*APR
*APY
Regular Shares/Club Accounts   
.20 %
.20 %

IRA Accounts

Rates Effective 01/24/2023
IRA Accounts   
*APR
*APY
IRA’s   
1.00 %
1.00 %

Share Certificates

Rates Effective 01/24/2023
Share CertificatesTerm    
Share Cert RatesHD  
 
 
3 Month Certificate 
$ 500
 
.75 %
.75 %
6 Month Certificate 
$ 500
 
2.25 %
2.27 %
12 Month Certificate 
$ 500
 
3.00 %
3.04 %
18 Month Certificate 
$ 500
 
2.25 %
2.27 %
24 Month Certificate 
$ 500
 
2.50 %
2.53 %
30 Month Certificate 
$ 500
 
2.00 %
2.02 %
36 Month Certificate 
$ 500
 
2.25 %
2.27 %
48 Month Certificate 
$ 500
 
2.95 %
2.99 %
60 Month Certificate 
$ 500
 
3.50 %
3.56 %
Share Certificates subject to early withdrawal penalty
Early Withdrawal Penalty:
Term of one year or less-forfeit 90 days dividend
Term of more than one year-forfeit 180 days dividend